Over the past months I have noticed a real increase in the insurance commercials that tell me and all who are listening about the money I could be, should be, would be saving if I switched to Allstate, Geico, Progressive, State Farm, 21st Century, et al.
This got me to thinking (as only I can and do, evidently) what idiot is paying these high prices any more? Where is he or she? I picture Rog, the hermit, living in a mud hut in the middle of the desert. No TV or radio, just a 1958 pickup with 286,000 miles on it for running into town every six months for mouthwash and toothpicks. He has no idea that the set of eyes he feels on the back of his neck at those weird times is the money he could be saving....
He is still paying $352, or $602, or $424 too much because he does not know better. WE, on the other hand are well educated as to the fact that Progressive will tell us who is the cheapest; or that Dennis Haysbert would use his sonorous voice to assure him that Allstate would save him money AND christen his first born. He does not know he could switch to almost ANY darn company EXCEPT for the ONE HE IS WITH NOW and save HUGE bucks!
Now I am for the small businessman as much as anyone. But, considering insurance is one product we buy that we never want to use - I believe we should pay as little as possible (while actually getting coverage IF we ever do need it). Buying insurance from your second cousin Bob's neighbor's son Zeb is not really fiscally responsible. WATCH THE COMMERCIALS!!
Section 8 - Powers of Congress The Congress shall have Power To lay and collect Taxes, Duties, Imposts and Excises , to pay the Debts and provide for the common Defence and general Welfare of the United States; but all Duties, Imposts and Excises shall be uniform throughout the United States; To borrow money on the credit of the United States; To regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes; To establish an uniform Rule of Naturalization, and uniform Laws on the subject of Bankruptcies throughout the United States; To coin Money, regulate the Value thereof, and of foreign Coin, and fix the Standard of Weights and Measures; To provide for the Punishment of counterfeiting the Securities and current Coin of the United States; To establish Post Offices and Post Roads ; To promote the Progress of Science and useful Arts, by securing for limited Times to Authors and Inventors the exclusive Right to their respective Writings a...
Comments
I switched to State Farm and saved hundreds, myself, but that's primarily because Geico raised my rate and then when the "accident" fell of my record, they didn't lower them back down.
Kindof like the wireless providers who raise your rates incrementally over the years, hoping you won't notice that they have a plan that would save you $50 a month if you signed up as a new customer.
-- Frogward