Over the past months I have noticed a real increase in the insurance commercials that tell me and all who are listening about the money I could be, should be, would be saving if I switched to Allstate, Geico, Progressive, State Farm, 21st Century, et al.
This got me to thinking (as only I can and do, evidently) what idiot is paying these high prices any more? Where is he or she? I picture Rog, the hermit, living in a mud hut in the middle of the desert. No TV or radio, just a 1958 pickup with 286,000 miles on it for running into town every six months for mouthwash and toothpicks. He has no idea that the set of eyes he feels on the back of his neck at those weird times is the money he could be saving....
He is still paying $352, or $602, or $424 too much because he does not know better. WE, on the other hand are well educated as to the fact that Progressive will tell us who is the cheapest; or that Dennis Haysbert would use his sonorous voice to assure him that Allstate would save him money AND christen his first born. He does not know he could switch to almost ANY darn company EXCEPT for the ONE HE IS WITH NOW and save HUGE bucks!
Now I am for the small businessman as much as anyone. But, considering insurance is one product we buy that we never want to use - I believe we should pay as little as possible (while actually getting coverage IF we ever do need it). Buying insurance from your second cousin Bob's neighbor's son Zeb is not really fiscally responsible. WATCH THE COMMERCIALS!!
You may get this more if you read (or re-read) these older posts: "A Serious One" from 4/6/08 "Alphabet diseases" from 11/13/07 and "Questions" from 1/20/08 I am still trying to get answers to the Questions asked in the post above. I have not found any that are worthy of printing. I have come up with more questions: How does one handle seeing the continual decline of their spouse and not being able to do a thing about it? How do you take the inability of your 53 year old wife to get out of bed, or in and out of the shower unaided? How do you answer questions that beg not to be asked, like: will I see Bailey (our daughter, a rising senior)graduate; will Hannah (our granddaughter - almost 3) remember me; or will I see Landon (or grandson - 6 months) walk? How do you comfort your bride of 35+ years when she looks at you with tears streaming down her face? Most of all, how do you offer support and help when you are so damn mad at the world and the situa...
Comments
I switched to State Farm and saved hundreds, myself, but that's primarily because Geico raised my rate and then when the "accident" fell of my record, they didn't lower them back down.
Kindof like the wireless providers who raise your rates incrementally over the years, hoping you won't notice that they have a plan that would save you $50 a month if you signed up as a new customer.
-- Frogward